To be fair, we don't know if he doesn't really have a home. He was standing on the corner of 1st and Nob Hill facing west as you come down from the overpass. I didn't pay much attention to him, but my wife shockingly said, "I just saw him looking at his iPhone!"

Now, to be fair, it may not have been an iPhone, it could've been a blackberry or even an Archos. According to my wife, he sneakily went behind a small power box (not the one pictured), took it out of his pocket just enough to probably check the time and drop it back in his pocket.

Also, playing Devil's Advocate, he may have had the phone before he needed money. Or maybe he needs money to keep up with his cell phone bill. I know I could use the help sometimes. If you happen to see this or anything like this, let us know!